DSCR Rental Loans
Grow your long-term wealth with loans based on property cash flow, not your personal income. Perfect for rental portfolios.
Program Highlights
Rates as low as 5.875%
Competitive interest-only options available.
Up to 80% LTV
Maximize your leverage to acquire more properties.
Flexible Prepayment
No prepayment penalty after year 3.
Multiple Terms
5/1 + 7/1 ARMs fully amortizing, plus 30-year fixed rates.
Why Choose Our DSCR Loans?
No Personal Income Needed
Qualify based on the Debt Service Coverage Ratio (DSCR). If the rent covers the mortgage, you qualify.
Interest-Only Options
Maximize your monthly cash flow with interest-only payment options.
Scale Your Portfolio
No limit on the number of financed properties, allowing you to grow your portfolio without restrictions.
Ready to Grow Your Portfolio?
Whether you are buying your first investment property or your fiftieth, our DSCR loans provide the capital you need to scale fast.
Apply for DSCR LoanScaling from 2 to 5 Properties in One Year
The Challenge
A self-employed investor wanted to rapidly expand their rental portfolio but their tax returns showed too many write-offs to qualify for traditional conventional financing.
The Solution
We utilized a DSCR loan program that completely ignored personal tax returns and W-2s. As long as the property's rent covered the mortgage payment, they were approved.
- Property Value$400,000
- Monthly Rent$3,500
- Mortgage Payment$2,800
- DSCR Ratio1.25 (Approved)
Coffee Talk: DSCR Rental Loans
Step 1 of 4
What is the loan purpose?
Select your primary goal.
Ready to take the first step?
Request a free consultation. We'll analyze your situation and offer the best financing options.
Locations
111 Buck Rd, Unit 500, Suite 1
Huntingdon Valley, PA 19006
Our Office
111 Buck Rd, Unit 500, Suite 1 · Huntingdon Valley, PA 19006