Pennsylvania (PA)
Pennsylvania Home Financing
Helping families and investors across the Keystone State. We provide expert guidance on FHA, Conventional, and Bank Statement loans in Philadelphia, Pittsburgh, and beyond.
Get Pre-ApprovedMarket Specific Programs
FHA Loans
Low down payment options for families in Philadelphia and suburbs.
Bank Statement
Flexible income verification for PA business owners and self-employed.
Conventional
Best-in-class rates for Keystone State homeowners.
Loan Programs Comparison
Compare our most popular mortgage programs side-by-side to find the best fit for your goals.
| Program | Min Down Payment | Min Credit Score | Income Verification | Best For |
|---|---|---|---|---|
| Conventional | 3-5% | 620+ | W-2 / Tax Returns | Standard home buyers |
| FHA | 3.5% | 580+ | W-2 / Tax Returns | First-time buyers, lower credit |
| Bank Statement | 10-20% | 660+ | 12-24 mo Bank Statements | Self-employed business owners |
| DSCR | 20% | 660+ | Property Cash Flow (Rent) | Real estate investors |
| Foreign National | 20-30% | No US Score needed | Alternative / Foreign Income | Non-US residents |
| Jumbo | 10-20% | 700+ | W-2 / Tax Returns | High-value homes |
Step 1 of 4
What is the loan purpose?
Select your primary goal.
Ready to take the first step?
Request a free consultation. We'll analyze your situation and offer the best financing options.
Locations
111 Buck Rd, Unit 500, Suite 1
Huntingdon Valley, PA 19006
Our Office
111 Buck Rd, Unit 500, Suite 1 · Huntingdon Valley, PA 19006
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