New Jersey (NJ)
New Jersey Real Estate Loans
Navigate the competitive Garden State market with confidence. Our specialists help NYC commuters and locals secure Jumbo loans and competitive refinancing in New Jersey.
Get Pre-ApprovedMarket Specific Programs
Jumbo Loans
High-balance financing for NYC commuters and luxury NJ properties.
Refinance
Lower your monthly payment and take advantage of NJ equity.
Conventional
Reliable financing for primary homes across the Garden State.
Loan Programs Comparison
Compare our most popular mortgage programs side-by-side to find the best fit for your goals.
| Program | Min Down Payment | Min Credit Score | Income Verification | Best For |
|---|---|---|---|---|
| Conventional | 3-5% | 620+ | W-2 / Tax Returns | Standard home buyers |
| FHA | 3.5% | 580+ | W-2 / Tax Returns | First-time buyers, lower credit |
| Bank Statement | 10-20% | 660+ | 12-24 mo Bank Statements | Self-employed business owners |
| DSCR | 20% | 660+ | Property Cash Flow (Rent) | Real estate investors |
| Foreign National | 20-30% | No US Score needed | Alternative / Foreign Income | Non-US residents |
| Jumbo | 10-20% | 700+ | W-2 / Tax Returns | High-value homes |
Step 1 of 4
What is the loan purpose?
Select your primary goal.
Ready to take the first step?
Request a free consultation. We'll analyze your situation and offer the best financing options.
Locations
111 Buck Rd, Unit 500, Suite 1
Huntingdon Valley, PA 19006
Our Office
111 Buck Rd, Unit 500, Suite 1 · Huntingdon Valley, PA 19006
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