A fixed-rate mortgage is a home loan with a fixed interest rate that carries on for the mortgage's entire tenure. This means that you’ll have to pay a constant mortgage amount from beginning to end.
The terms for our fixed-rate mortgage ranges between 15 to 30 years. Our digital lending process gives you different mortgage options that suit your budget.
Our fixed-rate mortgage offers you the stability and security of paying the same monthly installments over your loan’s life. We offer you an option to lower your monthly payments by extending your loan’s life. But if you want to pay off your loan quickly, you can choose a shorter term and pay a higher amount.
Enter your information in our application. Our app allows you to check rates for purchase and refinance in real-time. Choose the rate that you’re comfortable with and apply for a mortgage right away. It doesn’t get easier and quicker than this!
We just need your digital consent to access your credit report after you upload your information, and we’ll take it from there.
You can also get pre-qualified for the loan by giving us your information without disclosing your SSN. It will give us permission for a soft credit pull. And depending on your score, your dedicated account manager will get in touch with you for the rest of the lending process.
We Listen, You Prosper
We’ve helped many homeowners settle and live fruitful lives in their new dream homes. Here’s what they all have to say.
I own the house that I always wanted. I couldn’t be happier. Kudos to the team at Area Lending LLC. I usually have a hard time believing lending companies, and I went into this with skepticism. Area Lending surpassed all my expectations and helped me close the deal within a week.
My partner and I had a wonderful experience with Area Lending LLC. Their team is highly capable. They helped me through the entire process, and even personalized the application process.
From our first call until we approved the loan rate, it took less than a week. The entire lending process at Area Lending LLC was highly efficient, thorough, and professional. And now, we’re homeowners! All thanks to Area Lending’s hassle-free service.
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Area Lending LLC’s digital lending solutions have streamlined the mortgage process by offering clients a short, quick, and painless process that promises instant closing and speedy acquisition of property so that you can shift in your new home within days of closing the deal.
Licensed by PA Dept of Banking and Securities License by Florida Office of Financial Regulation
Not available in all states None of the materials included on this website or any marketing were provided or approved by the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA)
111 Buck Road, Unit 500, Suite 1, Huntingdon Valley, PA 19006